Life insurance products are issued by AXA Equitable Life Insurance Company (NY, NY) and distributed by AXA Distributors, LLC, an affiliate of AXA Equitable. Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company. Athena UL^SM is a service mark of AXA Equitable.

For Financial Professional Use Only.

NP07429 (6/07)

Questions? Call the Life Sales Desk at 1-800-924-6669.